Eden Investments vs. Traditional Savings Accounts

For generations, the path to saving money has been straightforward: open a savings account or a fixed deposit at your local bank. It’s a familiar, trusted method. But in today's economic climate, is it the most effective way to grow your wealth?

Let's compare the traditional approach with the opportunities offered by Eden Investments.

The Reality of Traditional Savings in Sri Lanka

When you deposit money in a traditional savings account , you can typically expect an annual interest rate of around 2-4%. If you lock your money away in a one-year fixed deposit, that rate might increase to about 6-7%.   

While these accounts offer a sense of security, the returns often struggle to outpace inflation. When the cost of living rises faster than your savings grow, your money's real-world purchasing power actually decreases over time. You’re saving, but you may be falling behind.

The Eden Investments Alternative: Targeting Meaningful Growth

Eden Investments was founded to address this very problem. We believe your savings should work harder for you. Our Eden Fixed Income product is designed to do just that, offering a stable and attractive alternative to traditional bank accounts.

Instead of the 2-7% offered by banks, the Eden Fixed Income product targets a 9% net annual percentage yield (APY).   

How Do We Achieve This?

The difference lies in our approach. Traditional banks are limited to the local financial ecosystem. Eden Investments bridges the gap between traditional finance and the global world of digital assets.   

We help you convert your funds into a U.S. dollar-pegged stablecoin (USDT). We then deploy these digital dollars onto established, global centralized finance (CeFi) platforms like Nexo, which offer higher interest rates than are typically available in local markets. By accessing these global opportunities, we can generate a higher return, which we then pass on to you.   

The Bottom Line

While traditional bank accounts play a role in managing daily finances, they are often not the best tool for wealth creation. Eden Investments offers a modern, powerful alternative designed for growth. By leveraging the global digital asset market, we provide a bridge to smarter returns, helping you protect your wealth from inflation and build a more secure financial future.